Fee-Only Advice

Your Values. Your Priorities. Your Goals.

We understand that managing your financial situation goes beyond numbers; it must consider your unique goals, values, and preferences continually. Supported by a team of in-house resources and specialists, our credentialed financial advisors engage you with a hands-on, ongoing approach to craft financial strategies for achieving your most important financial goals; empowering you to make informed financial decisions at every step of your journey.

Common financial Challenges

Managing
Stress

Managing your financial future shouldn't be overwhelming—but for many, it is. Today, most individuals and families feel the stress of balancing day-to-day expenses with long-term financial goals.

Markets
Uncertainty

Between rising costs, unpredictable markets, and conflicting advice, the pathway to financial security can seem unclear. It's easy to feel stuck, unsure of whether you're making the right choices for your future.

Lack
of Guidance

Without the right guidance, it's easy to lose sight of your long-term financial goals. Failing to adapt to changes in life circumstances; like starting a family, career changes, or planning for retirement can leave you vulnerable to financial setbacks.

Lack
of Control

But this doesn't have to be your reality. With a clear financial strategy and ongoing guidance, you can regain control of your future.

How a Planner Can Help You?

Beyond solving immediate challenges, an advisor becomes your partner in continuously shaping your financial life. They work with to balance what’s essential now with what you’re building toward, offering flexible, proactive support as your life and goals evolve.

Here are some of the ways an advice-based relationship can help you:

Balance Competing Priorities.

Grow & Protect Your Wealth.

Plan for Retirement.

Educational & Dependent Planning

Pay Off Debt & Borrow Smarter.

Manage Significant Life Events.

Leverage Tax-Saving Strategies.

Generational Planning.

Sovran's 360° Approach to Integrated Financial Strategies

Our top priority is helping you address what matters most—whether that’s your financial needs, personal goals, your family, or your business. Our approach is comprehensive and accounts for all aspects of your financial circumstances.

Income &
Expenses

Manage cash flow and ensure that spending aligns with your objectives.

Assets &
Investments

Analyze your investments and asset allocation to maximize growth and protect your wealth.

Tax
Planning

Explore opportunities to minimize taxes and keep more of your earnings.

Estate
Planning

Prepare for the future by ensuring your assets are distributed according to your wishes.

Typewriter Effect

An Ongoing Partnership For Your Financial Success

At Sovran Partners, we offer a supportive, ongoing engagement process tailored to your evolving financial needs. By combining our in-depth expertise and innovative technology, we ensure a structured, dependable approach that continuously adapts to your life’s changes. We work closely with you to assess your needs, explore options, implement strategies, and refine those strategies as your financial goals evolve—keeping you on track toward achieving your objectives, no matter what changes life may bring.

Great relationships start with a conversation. Getting to know you and gain a deeper understanding of your unique financial needs and goals ensures that you receive tailored advice and solutions aligned to your financial situation and that you receive the style of engagement and service you expect.

We'll discuss ongoing engagement and service options to find the best fit for your needs. Together, we’ll explore and prioritize your financial goals, develop tailored strategies, and establish a recurring engagement schedule that aligns with your preferences and objectives.

As we identify strategies aligned to your goals and preferences, we will work together to put each into action and set up your secure, convenient, and easy-to-use personal financial portal—providing you with 24/7 access to your accounts and more.

Our ongoing and scheduled conversations ensure you receive timely, responsive advice, along with strategic sessions to monitor progress and fine-tune strategies. This helps keep you on track, informed, and confident that you're moving steadily toward your financial goals.

Fee Transparency: Simple, Straightforward & Service-Oriented

Based on your goals and preferences, Sovran's planners offer three types of fee agreement arrangements: One-Time Planning for fixed, single plans, Hourly Fees for a highly targeted approach, and Ongoing Consulting Services for continuous advice and support. All fee arrangements include a one-time planning setup fee.

Ongoing Consulting Services

A flexible, tiered structure designed to meet your unique needs. These examples illustrate our adaptable approach, designed to provide the right level of engagement—from comprehensive, hands-on support to guided assistance and structured independence. While specific service tiers may vary by planner, each option is crafted to align with your unique financial goals and preferences, ensuring you receive the desired level of advice and support services on an ongoing basis.

Comprehensive
“Do-It-For-Me”
Services

For clients seeking hands-on, highly customized support across personal and business financial areas, with dedicated guidance in financial decision-making.

Extensive
“Do-It-With-Me”
Services

For those who benefit from collaborative guidance on multiple financial responsibilities and proactive help to best position their financial situation.

Essential
“Do-It-Yourself”
Support

For clients who prefer to maintain independence but appreciate structured guidance to organize priorities and implement a clear financial plan.

Payment Options: Advice simplified

Our goal is to simplify your financial journey and make each step as convenient as possible. We offer flexible payment options and methods to suit your preferences.

Payment
Options

Flexible payment options that align with your preferences:

Monthly
Annual

Payment
Methods

We accept a variety of convenient payment methods:

Check
ACH
Bank Debit Card
Credit Card (Visa, Mastercard, American Express)

* Tax-Deductible Fees

Financial planning consulting fees may be tax-deductible toward your business. Investment management and financial planning fee deductions are taken as a miscellaneous itemized deduction on your tax return to the extent that they exceed 2% of your adjusted gross income (AGI).

Digital Solutions: Your Personal Financial Website

Keeping you informed and engaged in real-time, by managing your finances effortlessly from any device types with your secure personal financial website that provides access to your planning documentation and insights, analysis and tools, and personalized resources.

Fiduciary Commitment

Our advisors adhere to the highest standards of fiduciary responsibility, putting your interests first in every decision. As a trusted partner, we are committed to transparency, accountability, and working with you to achieve your financial goals.

Ready to Talk?

Find An Advisor

Explore Sovran’s Comprehensive Professional Services

Asset
Management

Customizable portfolios and investment management services.

Learn More

Group
Retirement Plans

Employer retirement plan services for companies and their employees.

Learn more

Risk Management
& Protection

Comprehensive insurance services for individuals and businesses.